Effective Date: February 3, 2026
Last Updated: February 3, 2026
By accessing and using SafeHarborPrep ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use this Site.
SafeHarborPrep reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after changes constitutes acceptance of the modified Terms.
You may use this Site for personal, non-commercial purposes to:
You may NOT:
SafeHarborPrep complies fully with Federal Trade Commission (FTC) guidelines regarding affiliate marketing and endorsements.
SafeHarborPrep maintains affiliate relationships with various companies and networks. When you purchase products through our affiliate links, we earn commissions at no additional cost to you.
Current affiliate programs:
We clearly disclose affiliate relationships:
Our affiliate relationships do NOT influence our honest assessments. We provide genuine opinions based on actual testing and use. If a product performs poorly, we state this clearly regardless of commission potential.
We recommend products we genuinely believe in and have personally tested. Affiliate income supports our testing process but never compromises our integrity.
Our reviews are based on:
Product reviews reflect our personal experiences and opinions. We make no guarantees that:
You are responsible for your own purchase decisions. We encourage you to:
SafeHarborPrep contains links to third-party websites, including:
We are NOT responsible for:
Third-party websites are governed by their own terms of service and privacy policies. We encourage you to review these before engaging with third-party sites.
All content on SafeHarborPrep, including text, images, graphics, logos, and design, is owned by SafeHarborPrep or licensed to us. This content is protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to access and use Site content for personal, non-commercial purposes. This license does not include:
If you submit content to us (comments, questions, feedback), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display that content.
SafeHarborPrep is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding:
Product information, pricing, and availability are subject to change without notice. We strive for accuracy but cannot guarantee:
Information on SafeHarborPrep is educational and based on personal experience. It is NOT:
You are responsible for your own preparedness decisions. Consult with appropriate professionals for specific advice regarding your circumstances.
To the fullest extent permitted by law, SafeHarborPrep and its operators shall NOT be liable for:
This limitation applies even if we have been advised of the possibility of such damages.
Some jurisdictions do not allow limitation of liability for certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
You agree to indemnify and hold harmless SafeHarborPrep, its operators, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
When you purchase through our affiliate links, you also agree to the terms and conditions of the applicable affiliate network and merchant. These may include:
We are NOT a party to transactions between you and merchants. Any disputes must be resolved directly with the merchant.
Your use of SafeHarborPrep is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.
SafeHarborPrep is operated from the United States. We make no representation that Site content is appropriate or available for use in other locations.
If you access the Site from outside the United States, you do so at your own risk and are responsible for compliance with local laws.
We reserve the right to terminate or suspend your access to SafeHarborPrep at any time, without notice, for:
Upon termination, your right to use the Site ceases immediately.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary. The remaining provisions will remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and SafeHarborPrep regarding use of the Site.
These Terms are governed by the laws of the United States and the state of [Your State], without regard to conflict of law principles.
Any legal action or proceeding arising from these Terms must be brought exclusively in courts located in [Your County, State].
Questions about these Terms of Service? Contact us:
Email: [Your contact email]
Mail: [Your business address]
All product endorsements on SafeHarborPrep reflect our honest opinions based on actual experience. We have personally tested products we recommend.
We maintain material connections (affiliate relationships) with companies whose products we review. These relationships are always clearly disclosed.
When we share our experiences with products, these represent our actual results. Your results may differ based on your circumstances, use patterns, and conditions.
Affiliate commissions we earn from your purchases do not affect the price you pay. You pay the same amount whether you use our affiliate links or purchase directly.
We are not employees of the companies we review. We maintain editorial independence in all reviews and recommendations.
Last Updated: February 3, 2026
These Terms of Service are designed to comply with FTC guidelines and general legal best practices. However, they should be reviewed by legal counsel to ensure full compliance with applicable laws in your jurisdiction.